Camera Finance


Finance at Castle Cameras

Spread the cost with finance on selected products.

Make that dream purchase a reality and buy the latest and greatest from Castle Cameras today. There are various options available, including (subject to promotion) interest free credit.

You can apply for finance through our Mail Order / Online services.

Finance can be arranged over the phone/ In-Store with the forms emailed to you if you prefer.

We cannot offer finance in-store over the counter at this time. 


It's simple

Lots of products over £300 will be eligible for finance. Interest Bearing Finance is offered at a rate of 19.9% APR, over a period of 24, 36 or 48 months. Some products will also be available on Interest Free Finance, so you can spread the payments over a period of 6, 10 or 12 months. 

All products where interest free is available is shown just below the price on the product's page.


Example Purchase of Canon EOS R10 Body

 

The EOS R10 puts the power of a top-end DSLR into a pint-size, crop-sensor mirrorless camera body. Definitely not out of place in any enthusiast’s kit bag - or pocket

£1099 - Price subject to change

You can see the different options by clicking the 0% Finance Banner near the price.

0% Finance Banner

This will bring up the finance calculator which will show you the exact terms available.


Finance calculator

Interest Free Finance (12 Months)

Total cost on finance:

£1,099.00
with a 10% deposit of £109.90
and a £0.00 charge for credit
 
Your finance option is Interest Free Finance (12 Months)
Your finance term is 12 months
Your monthly payment is £82.42
 
Finance is subject to status. Terms and conditions apply. 
 
 

Interest Bearing Finance (24 Months)

Total cost on finance:
 
£1298.38
with a 10% deposit of £109.90
and a £199.38 charge for credit
 
Your finance option is Interest Bearing Finance (24 Months)
Your finance term is 24 months
Your monthly payment is £49.52


Finance is subject to status. Terms and conditions apply. 


Checking Out

Once you have chosen your product, add it to the basket. At the basket stage you will be able to click 'Apply For Finance'. This will take you to the application form. You will need to enter all of your details and if the application is succesful you will be able to pay your deposit with a debit or credit card. The deposit must be paid using a bank card belonging to the person applying for the finance and registered to the address on the finance application.

Once we receive your order you will receive a confirmation email from us. Once your order has been dispatched you will receive a dispatch email. 

On-line orders paid via Finance will only be dispatched from our Bournemouth shop and delivered to the address authorised on the Finance agreement. On occasion, we may have to transfer stock between branches which may result in a delay with dispatch. We will notify you if this is the case.

You can choose to collect your order from either our Bournemouth or Salisbury shop or have it delivered to you. Orders will be sent, via courier, from our Bournemouth shop (not Salisbury) to the address approved on the finance agreement. There is no option to have it sent to an alternative address, or ‘left in a safe place’. 

You are welcome to give us a ring on 01202 526606 and we will be able to tell you the 2 hour window when your parcel is due.

If the item you have ordered is not currently in stock, or we have to transfer it from Salisbury to Bournemouth, we will not activate the finance agreement until we dispatch your order.

If you are collecting your order from one of our shops we will activate the finance agreement at the point of collection. You will need to produce suitable I.D. relating to you at your invoice address when collecting. A driving licence is ideal.


Frequently Asked Questions

In order to apply for finance you need to fulfill the following criteria:

  • Be at least 18 years old
  • Be in full-time work (16 hours or more a week), retired, or in receipt of disability allowance
  • Earn at least £6,000 a year
  • Have been a UK resident for three years or more
  • Have a mobile phone number
  • Have an email address
  • Have a UK bank account from which Direct Debits can be taken
  • Have no outstanding County Court Judgements (CCJs)

 

Q: What finance company do you use?

A: Credit is provided by Novuna Personal Finance, a division of Novuna Capital (UK) PLC Authorised and Regulated by the Financial Conduct Authority. 

 

Q: Will Castle Cameras complete the application on my behalf while I am in the shop?

A: No.You can complete your application at home and choose to either collect your order from one of our shops, or have it sent to you by courier. Please note, if collecting in store you must wait for confirmation the order is ready & bring ID (See below)

 

Q: Can I choose to have my order delivered to my work address?

A: Finance orders will only be sent to the address given on the finance agreement.

 

Q: Can I make extra payments?

A: Yes. Simply log into your Finance account and select 'Make a Payment' from the menu list then enter the amount you would like to pay.

 

Q: Will my deposit be refunded if my credit is not approved?

A: Deposits are not taken until you have been approved for the transaction. 

 

Q: Can I collect a finance order in store?

A:Yes, you must present the following information upon arrival:

  1. Collection email confirmation.
  2. A valid form of photographic identification (Driving Licence or Passport) in the same name as the order being collected; this must be checked and verified by staff.
  3. Must produce the payment card on which the deposit was taken; the payment card must be in the name of the customer collecting the order (i.e. the same as the order and photo ID).
  4. Must sign a collection receipt and the signature is checked by staff against the payment card.

Castle Cameras. Registered office: 329 Wimborne road, Bournemouth, BH9 2AD. Credit subject to status and affordability. Terms & Conditions Apply. Castle Cameras are a credit broker and are Authorised and Regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance, a division of Novuna Capital (UK) PLC Authorised and Regulated by the Financial Conduct Authority. Our registration number is 631924.